Accidents, Critical illness, sickness and death can happen at any time, and their financial impact can be significant.
Navigating the world of financial protection can be complex, but with Colin (under Bredon Finance) you’re never on your own. Colin brings an in-depth understanding of the market to every conversation, and providing you with clear advice (at no obligation) and tailored solutions that give you, your family and or business ultimate peace of mind.
Think of it as a financial safety net allowing you to maintain your lifestyle and meet your financial commitments. Allowing you to stay in business ands keep control of your business.
Whether you’re exploring your life insurance options, seeking critical illness Insurance cover, Income Protection Insurance, Accident Insurance, Family Income benefit Insurance or looking to protect your business as a result of a Death, Critical illness Colin at Bredon Finance is here to help. Colin provides expert advice on a full range of financial protection solutions ensuring you have the right plan in place to safeguard your future, your family, your business and the people who matter most.
Colin also does no cost or obligation reviews. Its recommended this type of cover is reviewed yearly but most often is not. The result of not having reviews and staying on top of your cover is often being under or over insured due to changes of circumstances, not having correct cover based on new circumstances and if something happens money could even end up in the wrong hands.
Expert, tailored advice you need to find the perfect financial protection solution and give you the peace of mind you deserve.
Business
Cash flow and having cash when needed is vital for a business and lack of it is one of the biggest reasons a business fails. Likewise, a business not having a continuity plan and agreements in place also is often a reason why businesses fail or end up with costly legal fees with loss of time.
- Key Person Insurance: Safeguards against the financial loss caused by the illness or death of an individual who is crucial to a business’s profitability.
- Business Loan Protection: Ensures that any outstanding business loans can be repaid, protecting company’s credit and stability.
- Share Protection: Provides funds for remaining business owners to purchase the shares of a deceased or critically ill partner, ensuring a smooth transition of ownership.
Personal
- Limited sick pay: Many employer sick pay schemes only last for a short period, leaving a significant gap in your income. Income Protection Insurance is a crucial part of a robust financial plan.
- Family Income Benefit provides a regular, tax-free income stream to your family for a set period. Having this in place is a way of ensuring that your family’s future remains stable and secure, even in the face of the unexpected.
- Accident protection insurance is designed to provide a financial safety net if you suffer a serious injury or death as a direct result of an accident.
- You’re the main or sole earner: Your income is essential for your family’s financial stability.
- You have a mortgage or significant debts: A lump sum payout can help pay off these liabilities and or providing a crucial buffer during recovery.
- Savings : If you don’t have enough saved to cover living expenses for an extended period, critical illness cover and Income Protection Insurance can be a financial lifeline.
Bredon Finance is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345