Penny Jones Mortgages is a UK-based mortgage intermediary that arranges mortgages for first-time buyers, home movers, remortgages and buy-to-let or investment purchases. Penny also advises on Home Insurance and Personal Protection such as Life Cover, Critical Illness Cover and Income Protection.
About Me
After several years in the hospitality industry, I qualified as a mortgage adviser in 2004. For the next decade, I worked within large corporate organisations, progressing to area management and leading my own advisory team. In January 2014, I launched Penny Jones Mortgages to offer a more personal, client-focused approach that prioritises quality service and comprehensive advice.
Buying your first home, moving up the property ladder, remortgaging, or investing can all feel complex and overwhelming. With so many mortgage options available — fixed rate, variable, tracker, discount, capped — it can be difficult to identify which one suits your goals best. My role is to clearly explain the pros and cons of each option and ensure you secure a mortgage that aligns with your circumstances and budget. I manage the full process directly with lenders, allowing you to focus on what matters most.
While none of us can foresee the future, it’s vital to prepare for unexpected challenges. Events such as illness, redundancy, or loss can have serious financial consequences, including the risk of losing your home. At PJM, we take the time to understand your priorities and recommend appropriate protection solutions that fit comfortably within your budget. By comparing a range of providers, we help you find cover that offers both peace of mind and financial security.